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Posts Tagged ‘California’

California Travel

Wednesday, July 10th, 2013

California is an excellent travel destination because it really does have everything travelers want: excellent weather, beautiful scenery, the glamour of Hollywood and, of course, Disneyland.

If you are planning a trip to California, here are some other places that are well worth visiting:

The first place to visit on any trip to California is the ocean. Whether people are watching from Paradise Cove at Malibu or admiring the windswept views of Big Sur, the ocean provides a great backdrop to any visit to California. Try surfing or boogie boarding at Newport Beach or scuba dive at San Carlos Beach in Monterey. Those who are out to see classic California beach bodies should go to Long Beach.

People who are history buffs will find plenty to enjoy in California: There’s Sutter’s Mill in Coloma, the site of the first Gold Rush that lead to the state’s growth. There are also countless missions through which white settlers first reached out to the Native American peoples.

Those who like their history on the more unusual side should pay a visit to the Winchester Mystery House in San Jose. Sarah Winchester, heiress to the Winchester Arms fortune, had this house built over 38 years, never finishing it because a spiritualist told her the construction sounds kept evil spirits at bay. For a more glamorous look at how the other half lives, visit Hearst San Simeon State Historical Monument, the home of publishing magnate William Randolph Hearst. It is impossible to see this complex in one day – there are several tours to choose from.

There is plenty of natural beauty to be seen in California. For starters, visit Redwoods National Park for its huge, ancient redwood forest, Death Valley for its miles of desert, the caves at Lava Beds National Monument or the mountain views of Yosemite or Kings Canyon National Parks. Those who prefer to see wildlife safely confined should visit the San Diego Zoo, the worlds largest with more than 5000 species on display.

Those traveling with children will be pleased to know that there are plenty of amusement parks throughout the state. The most well-known are Disneyland and Knott’s Berry Farm. But there is also plenty of fun to be had at Legoland California, near San Diego, Six Flags Magic Mountain in Valencia; and old-fashioned fun at Santa Cruz Beach Boardwalk. Younger children love Funderland in Sacramento. Gilroy Gardens calls itself the nation’s “only horticultural theme park”.

California, with its hot summer weather is ideal for water park fun and there are several to choose from. Wild Water Adventure Park and Knott’s Soak City Palm Springs are the two most well-known water parks in the state.

California wines have become justifiably popular. Did you know that there are more than 2,000 wineries in the state? Be sure to visit the beautiful wine country in the Napa Valley, such as Robert Mondavi Winery.

California Small Business Loans

Wednesday, May 23rd, 2012

When starting a business, it is important to have a budget and adequate capital. This is because apart from fixed assets, a business involves regular expenditure, purchase maintenance and payments. A smooth flow of financial resources allows people to make expansions and increase trade. California small business loans can accrue the capital needed to begin a small business.

It is important for individuals to find the right source for California loans. There are a few factors that lenders will consider when they are planning to advance loans. They consider the applicant’s education, experience, business plan and its viability. Other decisive factors are repaying capacity, credit history, equity, and existence of collateral. Every loan has to be repaid and hence, lenders generally look for businesses that have existed for some years. When starting a new business, borrowers are advised to prepare an application that will prove they are capable of repaying the loan. If the business is a low risk proposal, getting a loan is almost guaranteed.

Without collateral, lenders ask borrowers for a cosigner who can guarantee collateral. Collateral can be any business or personal property that can be sold to pay for the small business loan. Equity is also important and it is in the form of money invested in the business. If there is sufficient equity in the business to payback the loan, the small business loan is guaranteed. The credit report plays a crucial role when applying for California loans.

California small business loans are obtainable in three forms. Short-term loans are meant to solve financial problems for instant business starting. Intermediate loans are for large preliminary expenses and long-term loans provide for initial costs of a start up business.

Borrowers have to file documents and make sure they contain evidence of possession, mails of reference, contracts, tax returns, financial statement, credit references, Incorporation or LLC organizational documents and any other documentation required for California small business loans. It is essential that borrowers read the loan agreement carefully and have their lawyer analyze it. It may possible to negotiate some terms with the loan lender.